​Financier Hilt Tatum IV heads iPoint Capital Partners, an investment firm for which he has organized several funds. Believing in giving back to the community, Hilt Tatum IV donates to humanitarian organizations such as the American Red Cross.

The American Red Cross has developed contingency plans for many dangerous situations, including emergencies that arise on the daily commute.

Commuter safety begins with communication between family members. The first step is distributing information for reaching transit police and other law enforcement agencies, and designating an emergency family meeting place. Choose a family friend or an extended family member as your point of contact, supplying them with your contact information as well as the phone number and website of the airline, bus, or train company you are using.

In the event of an emergency on a train or bus, heed the instructions of the engineer or driver. Familiarize yourself with the exit procedures and locate emergency notices. When riding the train, know the location of other platform exits.

If you commute by car, learn alternate routes to avoid road blockages. Keep a local road map handy and take along a face mask, flashlight, and gloves. 

​A graduate of University of Oxford's Saïd Business School, Oscar Hilt Tatum IV is the founder, lead general partner, and president of Panama-based iPoint Capital Partners, an investment and venture capital firm. In his free time, Oscar Hilt Tatum IV has several hobbies including fishing.

Panama is regarded as a world-class destination for fishing, mostly because fishing enthusiasts have been known to reel in monster species such as blue marlin, yellowfin tuna, and swordfish. A popular fishing destination is Lake Gatún, where one can be assured of a catch within a few minutes of throwing a line. While Panama offers a great fishing experience the year-round, prized species such as marlins and tunas are more abundant between January and April.

For fishing aficionados, Panama is home to several fishing charters, which are available for day and multi-day excursions. Charters usually include fishing gear, meals, transportation, and a bilingual guide. They offer a range of services, from getting out of the water with the help of a fisherman to manning a trip organized by a competent operator